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Pros and Cons of Single and Duplicate Checks

pros and cons of single and duplicate checks
pros and cons of single and duplicate checks

Introduction to Single and Duplicate Checks

A check can be in single or duplicate form, and refers to a written order to a bank to pay a certain quantity from the drawer’s account. The distinctions between these two are discussed in this article.

A single check is one of the several types of checks that come in single pages and are usually duplicate-free. As a result, if the check is destroyed or misplaced, a transaction involving this check cannot be executed.

A carbon copy of the original check is included with a duplicate check. As a result, a copy is available for record-keeping purposes, which may come in handy when balancing the check book at a later date.

What are the distinctions between a Single Check and Duplicate Checks?

Single CheckDuplicate check
Does not require the use of a carbon paperRequires the use of a carbon paper
Writer does not need to press hard against the paperWriter has to press hard against the top check to enable duplication
No evidence left behind in case of loss of a checkIn case of loss of a check, there is evidence left behind on the duplicate copy
Its check book is less bulkyIts check book is bulky as a result of the doubled number of pages.

 

What are the Pros and Cons between a single check and a duplicate check?

A duplicate check book will obviously be heavy because each page is divided into twos, however a single check book will always be lighter and easier to carry around. This is most likely why mobile businessmen prefer to use single check books.

While a transaction using a duplicate check is believed to be considerably safer, one involving a single check is not as secure, because in the event of a disagreement or the loss of the written check, a complaint may not be able to show proof in a court of law when needed.

Another Pro and Con emerges during the check-writing procedure for these two checks. If whatever is being written on the top check is going to be replicated on the check underneath, the writer must apply a little force to the top check when writing a duplicate check. In contrast, a single check does not necessitate the use of force because whatever appears on the writing surface is the most significant.

When creating a duplicate check, one must utilize carbon paper, which is a type of paper that allows for the reproduction of written text. A single check, on the other hand, does not necessitate the use of carbon paper because there is no duplication.

 

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